Plugin: autifydigital-lloyds-cardnet (Used by 16 domains)

A comprehensive payment gateway integration between WooCommerce and Lloyds Cardnet Payments. Accept payments from customers using Visa, Mastercard, American Express, etc via Hosted Payment page or Payment JS solution. This plugin is specifically designed to work with British Pound (GBP) and Euro (EUR) currencies.

Key Features:
– Multiple payment methods: Hosted Payment Page (HPP), Payment JS, Apple Pay, and Google Pay
– Full tokenization support – customers can securely save cards for future purchases
– WooCommerce Subscriptions compatibility for recurring payments
– Smart 3D Secure authentication with dynamic challenge requirements
– MOTO (Mail Order/Telephone Order) support for admin-initiated transactions
– Advanced fraud prevention with customizable security settings
– Comprehensive webhook support for reliable payment status updates

Lloyds Bank Cardnet (LBOP) WooCommerce Integration

Features

= Payment Methods =

Multiple Payment Options – Accept all major credit and debit cards (Visa, Mastercard, American Express, etc.)
Digital Wallets – Integrated Apple Pay and Google Pay support
Express Checkout – Display Apple Pay and Google Pay buttons on product, cart, and checkout pages
Redirect Payment – Secure hosted payment page option for PCI compliance
Embedded Payment (Payment.JS) – Seamless checkout with payment form directly on your site

Advanced Payment Features

Tokenization – Allow customers to securely save card details for faster future purchases
Subscription Support – Set up recurring payments for subscription-based services
MOTO Payments – Process Mail Order/Telephone Order payments securely from WooCommerce admin
Refund Processing – Handle full and partial refunds directly from your WooCommerce dashboard
International Payments – Configure multiple currencies and selling locations

Security & Management

PCI Compliance – Transactions processed by Lloyds Bank Cardnet, not on your server
Secure Payment Handling – All sensitive payment data handled by certified payment processor
Easy Dashboard Management – Monitor transactions and order statuses from WooCommerce
Webhook Support – Real-time payment status updates
REST API Integration – Modern API implementation for reliable performance

Getting Started

Ensure you have an active Lloyds Bank Cardnet merchant account
Purchase and download the plugin from Autify Digital
Install the plugin on your WooCommerce site
Configure with your Store ID and Shared Secret
For embedded payments, add REST API credentials
Configure payment methods and options
Test with sandbox credentials
Go live with production credentials

For detailed installation instructions, refer to the documentation provided with your plugin purchase.

Support

For technical support, customization requests, or general inquiries:
Email: [email protected]
Visit: https://www.autify.co.uk

External Services

This plugin relies on the following third-party/external services to function. By using this plugin, data may be transmitted to these services as described below. Please review the respective terms and privacy policies.

1. Lloyds Cardnet Payment Gateway

Used for processing card payments through the Lloyds Bank Cardnet merchant account.
Data sent: Order details, payment amounts, currency, customer billing/shipping address, and card transaction data. Sent when a customer initiates a payment.

– Service Link: Lloyds Cardnet
– Terms of Use: Lloyds Cardnet Terms of Service
– Privacy Policy: Lloyds Cardnet Privacy Policy

2. First Data / Fiserv Payment Processing (IPG Online)

Used for processing hosted payment page (redirect) transactions, Payment JS embedded payments, and refunds via the First Data API.
Data sent: Store ID, API credentials, payment amounts, currency, order reference, card tokens, and refund details. Sent when a customer makes a payment, when a session is initialized for embedded payments, or when a merchant processes a refund.

– API Endpoints:
– Hosted Payment Page (Sandbox): https://test.ipg-online.com/connect/gateway/processing
– Hosted Payment Page (Production): https://www.ipg-online.com/connect/gateway/processing
– API (Sandbox): https://cert.api.firstdata.com/
– API (Production): https://prod.api.firstdata.com/
– Terms of Use: Fiserv Terms of Use
– Privacy Policy: Fiserv Privacy Notice

3. First Data Payment JS Client Library

A JavaScript library loaded from First Data servers to render the secure embedded payment form (card number, expiry, CVV fields) on the checkout page. The library handles card data directly — no card details pass through your server.
Data sent: Card details are entered directly into the Payment JS iframe and transmitted to First Data. The plugin receives a payment token in return. The library is loaded when the checkout page renders with the embedded payment method enabled.

– JavaScript (Sandbox): https://lib.paymentjs.firstdata.com/uat/client-2.0.0.js
– JavaScript (Production): https://lib.paymentjs.firstdata.com/prod/client-2.0.0.js
– Documentation: Payment JS Documentation
– Terms of Use: Fiserv Terms of Use
– Privacy Policy: Fiserv Privacy Notice

4. Fiserv Checkout Solution

Used as an alternative checkout integration via the Fiserv eCommerce API for payment processing.
Data sent: Store ID, API credentials, order amounts, currency, and checkout configuration. Sent when a customer initiates a payment using the checkout solution method.

– API (Production): https://prod.emea.api.fiservapps.com/exp/v1/checkouts
– API (Sandbox): https://prod.emea.api.fiservapps.com/sandbox/exp/v1/checkouts
– Terms of Use: Fiserv Terms of Use
– Privacy Policy: Fiserv Privacy Notice

5. Apple Pay

Used to enable Apple Pay as an express payment method on product, cart, and checkout pages.
Data sent: The merchant identifier, site domain, and display name are sent to Apple during merchant validation when a customer initiates an Apple Pay payment. Payment and shipping data is then processed through the First Data / Fiserv API.

– Service: Apple Pay
– Terms of Use: Apple Pay Platform Web Merchant Terms
– Privacy Policy: Apple Privacy Policy

6. Google Pay

Used to enable Google Pay as an express payment method on product, cart, and checkout pages. A JavaScript library is loaded from Google servers to render the Google Pay button and handle the payment flow.
Data sent: Payment token data (encrypted by Google) and customer shipping/billing details are sent from the Google Pay interface to the plugin, then processed through the First Data / Fiserv API. The Google Pay JS library is loaded when the Google Pay payment method is enabled.

– JavaScript: https://pay.google.com/gp/p/js/pay.js
– Service: Google Pay
– Terms of Use: Google Pay Terms of Service
– Privacy Policy: Google Privacy Policy

7. Autify Digital License API

Used to validate and manage the plugin license. The plugin contacts Autify Digital’s license server to verify that the license key is valid and active.
Data sent: License key, plugin version, site domain, admin email, contact name, and activation status. Data is sent when the license is activated, deactivated, or periodically synced.

– Service: Autify Digital
– API Endpoint: https://plugin-licenses.autify.co.uk/wp-json/autifydigital/v1/plugin
– Terms of Use: Autify Digital Terms and Conditions
– Privacy Policy: Autify Digital Privacy Policy